Where TrustLayer is better
- Free Starter for up to 50 vendors
- AI-heavy compliance workflows and BI on paid plans
- Native Procore / CMiC / Vista paths
- Optional managed review (TrustLayer Plus)
- Built for risk teams and large vendor programs
Honest take: For enterprise construction risk teams that need Procore / CMiC / Vista integrations and optional human COI review (TrustLayer Plus), TrustLayer’s paid tiers are purpose-built. For a painting or remodel contractor who also wants the homeowner to follow the job, SubPassport is the tighter fit.
Side by side
Checked Oct 30, 2026 from TrustLayer’s public plans and Starter FAQ.
| Area | TrustLayer | SubPassport |
|---|---|---|
| Published pricing | Starter free up to 50 vendors; then $10 per extra vendor / month. Pro & Complete: features listed, dollar price not published (demo/quote). | Contractor free (5 subs) / $29/mo or $290/yr (50 subs). Sub Free / Sub Pro $14.99/mo. |
| COI collection & AI | AI document collection, classification, smart requirements on paid plans | Upload + PDF read for dates; agent renewal request links; human check remains on you |
| Expiration reminders | Expirations & renewals on Starter+ | Email 30 / 14 / 3 days on every plan |
| Construction ERP integrations | Procore, CMiC, Vista Viewpoint on Pro+ | Not built yet (Jobber pairing researched) |
| Homeowner project portal | Vendor/risk focused—not a remodel homeowner Passport | Tracker, daily updates, proposals, punch list, warranty vault |
| “Pass your Passport” share for subs | Vendor workflows & messaging | One share link subs send to many GCs |
| Managed human review | TrustLayer Plus optional on Pro/Complete (price not published) | You and your agent verify coverage language |
Where SubPassport is better
- Transparent Contractor / Sub pricing on the website
- Designed for GCs and painting/remodel crews day-to-day
- Project Passport for the homeowner on the same job
- Lien waivers, change orders, punch list, crew clock-in
- Insurance check before recording a sub payment
When to pick which
Pick TrustLayer if COI risk ops for many vendors (or ERP hooks) are the whole product. Pick SubPassport if compliance must sit next to the job the homeowner sees. A large GC might use TrustLayer for risk and still want a homeowner-facing portal—that portal is our lane.
Sources
trustlayer.io/plans · Starter page · Starter FAQ ($10 overage): resource article. SubPassport: pricing. Checked Oct 30, 2026.
TrustLayer is a trademark of its owner. SubPassport is not affiliated with, endorsed by, or sponsored by TrustLayer. Name used only to identify the product for comparison. No TrustLayer logos on this page.